Take advantage of your military benefits with a VA home loan. Compare trusted VA-approved lenders quickly and easily, with no fees, no credit impact, and no hassle.
Why a VA Loan?
✅ $0 Down Payment (in most cases)
✅ No Private Mortgage Insurance (PMI)
✅ Competitive interest rates with flexible credit standards
✅ Can be used for a primary home purchase, cash-out refinance, or streamline refinance (IRRRL)
✅ Reuse your VA entitlement multiple times
How It Works:
VA loans are backed by the Department of Veterans Affairs, which allows lenders to offer better terms than many conventional mortgages. Borrowers benefit from:
Zero down payment (within conforming loan limits)
No monthly mortgage insurance
A one-time VA funding fee (can be rolled into the loan)
Easier qualification thanks to flexible credit and income guidelines
Who Can Benefit:
🎖 Veterans with qualifying service
🎖 Active-duty service members
🎖 National Guard or Reserve members
🎖 Certain surviving spouses
These loans are designed for primary residences, not second homes or investment properties.
FAQs
Do I really need no down payment? Yes, most borrowers pay $0 upfront.
What about the VA funding fee? It’s a one-time fee, often included in the loan.
Can I use my VA loan benefit more than once? Yes, you can reuse your entitlement.
What credit score do I need? Requirements vary, but VA loans are often more flexible than conventional mortgages.